A safe and secure ecommerce payment gateway that consolidates all your payment systems into one simple transaction processing platform. Merchants can process electronic payments in real time easily, safely and in virtually any manner or method.
Save Time and Money by consolidating virtually every payment transaction type and method you accept into one easy to use program. From all major credit and debit cards to all ACH/Check protocols.
Main Features Include:
- Credit and Debit Card Processing
- Electronic Check Processing
- Automated Recurring Billing
- Fraud and Risk Management Suite
- Premium Content Membership Billing Module
- Mobile Payment Processing on iPhone
- Meets all PCI Compliance Standards
Fraud Prevention Options
The proprietary risk management system provides a sophisticated suite of fraud detection and prevention options. Each transaction submitted can be filtered through a comprehensive series of fraud detection rules to determine potential risk. Configuration of these rules is under your complete control using our user-friendly administration console.
Credit Card Numbers
You may block any credit card you wish. You may look up credit card numbers of problem clients with the Account Management and Reports tools. Enter the credit card number exactly as it appears on the card or in a report. Click Add and the credit card will be added to your negative database and will be prevented from making future purchases.
Adding a customer name to your database is performed in the same manner as adding credit card numbers. Occasionally you may wish to add the name of a problematic company or customer to your list, so that they will be prevented from purchasing regardless of form of payment.
You can enable the blocking of orders from certain countries to which you do not wish to ship or accept credit cards. This feature may be very useful due to the limited recourse you may have legally and with credit card disputes originating from purchases made by foreign customers. To enable the blocking of a specific Country simply select that feature from the bottom of the Fraud Protection console and then use the arrow to the right of the entry box to scroll through the list of countries. When you have found the country you wish to block simply click on it. You may also type the abbreviations if necessary.
Address Verification Service (AVS)
AVS matches the known address information associated with the given credit card number against the billing address information provided by the user. If the information does not match, the transaction is declined. You have the option of choosing the level of match required for an approved transaction.
Card Verfication Value (CVV/CVV2)
CVV is a number that is printed, not imprinted, on Visa and MasterCard. This number is never transferred during card swipes and should only be known by the cardholder, the person holding the card in their hand. If the CVV information does not match, the transaction is declined. You have the option of choosing whether a match is required for an approved transaction.
Reject Free Email Address
Checks the e-mail address of the consumer against a database of free e-mail providers. You may block transactions in which the email domain of the consumer is in this database if you wish.
Large Transaction Notification
This feature examines the transaction amount after the transaction has been accepted. When the amount exceeds an amount specified by the merchant an e-mail is sent notifying the merchant that the amount has exceeded the threshold. You can then review the transaction, refuse the sale before any products are shipped, and credit back the consumer at a later time.
IP Activity Limit
Prevent the use of credit card or ACH number generating schemes by limiting the number of transactions allowed from a given IP address.
Secure Transaction Protocols
Secure Socket Layer (SSL) Technoloy
The SSL security protocol provides data encryption, server authentication, message integrity, and optional client authentication for a TCP/IP connection. Because SSL is built into all major browsers and web servers, simply installing a digital certificate turns on their SSL capabilities. SSL comes in multiple strengths, 40-bit to 256-bit, which refer to the length of the "session key" generated by every encrypted transaction. The longer the key, the more difficult it is to break the encryption code.
Tokenization is a best practice technology that replaces sensitive financial account information in an ACH transaction or credit and debit card information in a card-based transaction with a random character string, or token. The technology is used to prevent the theft of credit card or bank account data while in transmission or storage.
Benefits of Tokenization:
- Reduces the chance of credit card or financial account theft
- Reduces cost of PCI-DSS Compliance
- Allows safe scheduling and processing of future-dated and recurring transactions
For Merchant Service Providers
More businesses than ever are starting to sell their products and services on the Internet and over 100,000 new businesses are formed in the United States every month. Most businesses need to accept credit cards to be competitive in today’s business world. Customers are looking for a fast, easy, affordable solution to their payment processing needs.
Web enablement is the fastest way for small business aggregators to create new, non-traditional sources of recurring revenue. For years, financial institutions, hardware and software distributors, and shipping and package delivery vendors have aggressively promoted their services to the lucrative small and medium enterprise (SME) market. These vendors recognize that every product and service they sell increases their revenue stream and builds customer loyalty.
As a reseller, you'll find yourself ready to offer one of the best possible payment processing solutions on the internet today.
Main Features Include:
- Increase profitability with our Competitive pricing.
- Multiple services and revenue opportunities.
- Easy Online Merchant Account Setup.
- Private Labeling the merchant interface with Your Company Logo.
- Automated Recurring Billing system for managing your portfolio.
- Comprehensive reporting allows you to know your portfolio status at a glance.